Terms of Use

Welcome to Koobeng!

These Terms and Conditions outline the rules and regulations for the use of Koobeng’s website. By accessing this website, we assume you accept these Terms and Conditions in full. Do not continue to use Koobeng if you do not agree to all of the terms and conditions stated on this page.

1. Definitions

  • “User”, “You”, and “Your” refers to you, the person accessing this website.
  • “The Company”, “We”, “Our”, and “Us” refers to Koobeng.

2. Financial Disclaimer (Important) The content provided on Koobeng is for informational and educational purposes only.

  • No Professional Advice: Koobeng is not a registered financial service provider or investment advisor. The information provided does not constitute financial, legal, or tax advice.
  • Use at Your Own Risk: You agree that any information available on the Website is to be used at your own risk. We strongly recommend that you consult with a certified financial planner before making any financial decisions.
  • Limitation of Liability: Koobeng shall not be held liable for any decisions made or actions taken based on the content of this website.

3. Intellectual Property Rights Unless otherwise stated, Koobeng and/or its licensors own the intellectual property rights for all material on Koobeng. All intellectual property rights are reserved. You must not:

  • Republish material from Koobeng.
  • Sell, rent, or sub-license material from Koobeng.
  • Reproduce, duplicate, or copy material from Koobeng.

4. User Conduct You agree to use the website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the website. Prohibited behavior includes harassing or causing distress to any other user or transmitting obscene or offensive content.

5. Hyperlinking to our Content Organizations such as government agencies, search engines, and news organizations may link to our website without prior written approval, provided the link is not deceptive and does not falsely imply sponsorship or endorsement.

6. Disclaimer of Warranties To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. The website is provided “as is,” and we make no representations or warranties of any kind related to this website or the materials contained on this website.

7. Changes to Terms We reserve the right to amend these terms and conditions at any time. By continuously linking to our website or using our services, you agree to be bound to and follow these terms and conditions.